Bush Thompson Ins|

Need for Renters Insurance

If you do not own the place where you live, you need renters insurance. Renters insurance is like homeowners insurance – only it is for renters. This insurance will help you replace items that are damaged or stolen. The liability insurance included in the policy will help protect your assets and savings. Up to a […]

HOME MARKET VALUE vs. REPLACEMENT COST

Over the past few years, home prices have fallen significantly from their peak in the mid-2000s.  So why haven’t home insurance premiums lowered also?  You would think declining property values would be matched with a similar decline in the cost of what you pay for insurance.  The fact is, the market value of your home […]

BEING PREPARED FOR THE STORM

Hurricanes, tornadoes, and other high wind storms are among the most destructive natural disasters that affect the United States on a regular basis. In recent years, some of these storms have caused record losses. The National Weather Service and the National Oceanic & Atmospheric Administration (NOAA) recommend families to have a disaster plan, including hurricane […]

WHAT TO DO AFTER AN ACCIDENT

BE PREPARED – Although you may be lucky enough to never be involved in an automobile accident, having a small “accident kit” ready in advance can help alleviate some of the stress you are likely to have if you are. Here is a list of items to consider keeping in your kit: • A pen […]

FEMA FLOOD ZONE DESIGNATIONS & EXPLANATIONS

  FEMA FLOOD ZONE DESIGNATIONS & EXPLANATIONS Annual Probability of Flooding of 1% or greater A Subject to 100-year flood. Base flood elevation undetermined. AE or A1-A30 Both AE and A1-A30 represent areas subject to 100-year flood with base flood elevation determined. AH Subject to 100-year shallow flooding (usually areas of poundings) with average depth […]